Loan Programs

Explore Your Ideal Mortgage Loan Program

 Find the Right Home Loan for Your Financial Needs  

Navigating today’s mortgage landscape can feel overwhelming—but it doesn’t have to be. At EZ Funding Group, Inc., we make it simple. Whether you're a first-time homebuyer, a real estate investor, or seeking refinancing options, our experts tailor solutions to fit your financial profile and long-term goals.

We offer a full suite of residential and commercial loan programs, including Conventional Loans, FHA, VA, and Jumbo Loans for high-value properties. Need a unique solution? We also provide Non-QM Loans, Reverse Mortgages for senior homeowners, and Foreign National Loans for international buyers. Plus, we finance commercial real estate—from shopping centers to mixed-use buildings and more.

No matter your situation, EZ Funding Group is here to help you move forward with confidence.

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Mortgage Rate Options

Fixed Rate

The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.

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Adjustable ARM

Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-i...

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Interest Only

Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specif...

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Graduated Payments

Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time (e.g. five or ten years) and...

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Loan Program Options

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Conventional Loans

A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.

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FHA Home Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

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VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...

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Jumbo Loans

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in...

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Reverse Mortgage

Reverse mortgage allows homeowners aged 62 or older to convert part of their home equity into tax-free income without having to sell their home.

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Non QM Loans

NonQM loans are designed for borrowers who don't meet traditional lending standards, such as self-employed individuals or those with irregular income.

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Foreign National Loans

A foreign national loan provides financing to non-U.S. citizens who wish to purchase property in the United States but lack U.S. credit history.

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Commercial Loans

A commercial loan is used to finance the purchase, renovation, or development of income-producing real estate or business ventures.

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