Recent Articles
Miramar & Pembroke Pines Buyers: Should You Tap Your 401(k) for a Down Payment? 3 Risks You Must Know | EZ Funding Group, Inc.
Miramar & Broward buyers: learn 3 critical risks of using 401(k) loans or SBLOC for down payments, plus safer alternatives like FHA 3.5% down.
Miami-Dade Buyers: Your Mortgage Rate Could Be 2% Lower in Year One. Here's the Secret Strategy Sellers Are Using Right Now. | EZ Funding Group, Inc.
Discover how rate buydowns cut mortgage payments by $400+/month in Weston and Broward. Learn the seller-paid strategy from South Florida mortgage broker EZ Funding Group, Inc.
Self-Employed in Broward? Here's How Gift Funds and Non-QM Loans Help You Buy a Home Faster| EZ Funding Group, Inc.
South Florida buyers in Miramar, Pembroke Pines, and Weston can accelerate their path to homeownership. Gift funds and Non-QM loan programs make it possible to qualify faster, even without traditional W-2 income or a large down payment saved.
50-Year Mortgages? Here’s What You Need to Know
The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs.
Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620
Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.
You Don't Need 20% Down to Buy a Home in South Florida | EZ Funding Group, Inc.
You don’t need 20% down to buy a home in South Florida. Discover FHA, VA, and 3% down programs that make homeownership easier with EZ Funding Group.
Florida Home Insurance & Your Mortgage: What Every Buyer Must Know | EZ Funding Group, Inc.
Worried about Florida's home insurance market? Learn how insurance costs impact your mortgage approval, budget, and affordability in Miramar, Pembroke Pines, and across South Florida.
New Construction Financing in South Florida: A Step-by-Step Guide | EZ Funding Group Inc.
Found your dream home in a new Miramar community? Our guide to new construction financing helps you navigate builder contracts, lender choices, and inspections with confidence.
Navigating South Florida's Competitive Housing Market | EZ Funding Group Inc.
Feeling outpaced by investors in the Broward County housing market? Discover 3 powerful strategies to make your mortgage application competitive and win your dream home.
Jumpstart Your Dream Home: FHA Insights for Miramar's First-Time Buyers!
Unlock the door to your new home! Learn how FHA loans can ease fears, covering low down payments and flexible credit requirements just for you.
Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data
The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.
Gen Z and the Dream of Homeownership: Adapting to a Challenging Market
A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.
Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform
On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.
Mortgage Rates Holds Steady After Weak Jobs Report
On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.
3 Reasons Home Affordability Is Improving This Fall
Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.
Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)
After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.
Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.
Why Mortgage Rates Move: What Every Homebuyer Should Know
Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.
Mortgage Rates Holding Steady… For Now
After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.
Lower Rates? Don’t Relax Just Yet
Mortgage rates stayed mostly flat this week, holding near 10-month lows. Here’s what happened from August 18–20 and why upcoming economic data could shake things up.