Recent Articles
Inflation Cools in November — What It Means for Mortgage Rates
Inflation slowed in November after peaking earlier this fall. Here’s what that means for mortgage rates and what homebuyers should watch next.
Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook
The Fed cut rates by 0.25% and ended quantitative tightening, but the real story for the average 30-year fixed is in the dot plot and Powell’s comments. Here’s what that means for mortgage rates and homebuyers.
Average Closing Costs in South Florida: County-by-County Guide
Most buyers in Miami-Dade, Broward, and Palm Beach can expect total closing costs (excluding down payment) of roughly 2%–4% of the purchase price in 2025. On a $450,000 purchase, that's often $9,000–$18,000, depending on county taxes, title fees, and services like inspections and surveys, not on your interest rate.
New Construction Homes in South Florida: What to Expect in 2025
Is new construction worth it in 2025? For buyers in Broward and Miami-Dade, the answer depends less on flashy ads and more on understanding builder incentives, smart upgrades, warranty coverage, realistic timelines, and total costs. When you know how South Florida builder incentives work and what delays construction, you can get more value without closing-day surprises.
This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s
Mortgage rates bounced around but stayed in a tight range near the low 6% area this week, while purchase applications hit their highest level since early 2023 and refinance demand more than doubled compared to last year. Here’s what that means if you’re thinking about buying or refinancing.
Top 5 Miami Neighborhoods for Young Buyers in 2025
Quick answer: For young professionals moving to Miami-Dade, the best neighborhoods balance walkability, nightlife, transit, commute, and cost. In 2025, Brickell, Wynwood, Coral Gables, Coconut Grove, and Doral stand out as the top choices for under‑40 buyers who want a strong social scene and a realistic daily routine.
Fixer-Upper or Turnkey? What Really Costs Less in Broward & Miami-Dade
The costly mistake: Buyers in Broward and Miami-Dade often choose a fixer-upper because the list price is lower, then discover their "deal" costs $60,000–$120,000+ more than expected. That discounted home can end up more expensive than buying turnkey. This guide shows you the real all-in cost of both paths, so you can decide with confidence.
How to Protect Your Deal If Your Florida Home Appraises Low
Quick answer: When a Florida home appraises below your contract price, you're facing an appraisal gap. Your choices are to renegotiate the price, ask for seller credits, split the difference, adjust how much cash you bring in, or appeal the appraisal. The right move depends on your numbers, the strength of the appraisal, and how motivated both sides are to close.
Florida Property Insurance Guide: What Every Buyer Should Know in 2025
In Florida's ever-changing insurance market, understanding how your policy works can make all the difference between a smooth closing and an unexpected setback. Whether you're buying your first home or navigating a competitive offer situation, knowing what drives your premium—and which homes will be easier to insure—gives you a powerful advantage.