Recent Articles

Is Homeownership Still Possible in South Florida? A 2025 Reality Check

Is buying a home in South Florida still possible in 2025? Discover what’s changed, and how smart strategies and flexible programs are helping buyers succeed.

Pending Home Sales Are Up: What This Means for Florida Homebuyers in 2026

Pending home sales are up and rates are stabilizing. See what this means for Florida first-time homebuyers in 2026 and how to plan your next move.

Want a Lower Utility Bill and a Better Mortgage? Explore Energy-Efficient Loans in Florida.

Discover how green mortgages and energy-efficient loans can help South Florida homebuyers save on utilities while financing eco-friendly upgrades. Learn about FHA Energy Efficient Mortgages and Fannie Mae HomeStyle Energy programs in Broward, Miami-Dade, and Palm Beach counties.

Have Student Loans? You Can Still Buy a Home in South Florida. Here's How to Qualify for a Mortgage in Miami-Dade, Broward & Palm Beach Counties.

Student loans and homeownership in South Florida? It’s possible! Learn how income-driven repayment plans and debt-to-income strategies help you qualify for a mortgage in Broward, Miami-Dade, Palm Beach, and beyond.

Pre-Qualified or Pre-Approved? The Difference Could Cost You a Home in South Florida | EZ Funding Group, Inc.

Pre-qualified vs. pre-approved: Why verified pre-approval wins offers in competitive Florida markets. Get pre-approved in 24-48 hours with EZ Funding Group, Inc.

Florida Condo Financing: Your 2025 Guide to SB 154, SIRS & Mortgage Approval | EZ Funding Group, Inc.

Learn how Florida's SB 154 condo laws impact your mortgage approval. Get our checklist for SIRS compliance, reserve requirements, and what lenders require for Hollywood, Aventura, Sunny Isles Beach high‑rises, Downtown Fort Lauderdale towers, Coral Gables condos, and South Florida markets.

HELOC vs. Cash‑Out Refinance in Florida: Which Is Better for Renovations and Debt Consolidation? | EZ Funding Group, Inc.

Jacksonville, Orlando, Tampa & Miami homeowners: discover when to use a HELOC vs. cash-out refinance for renovations, debt consolidation, and home equity access.

You Can Now Close on Your Miami Home from Your Couch. Here's How. | EZ Funding Group, Inc.

Miami & South Florida buyers: discover how remote online notarization (RON) and eClosings make buying a home faster, easier, and more convenient.

Miramar & Pembroke Pines Buyers: Should You Tap Your 401(k) for a Down Payment? 3 Risks You Must Know | EZ Funding Group, Inc.

Miramar & Broward buyers: learn 3 critical risks of using 401(k) loans or SBLOC for down payments, plus safer alternatives like FHA 3.5% down.