You Can Now Close on Your Miami Home from Your Couch. Here's How. | EZ Funding Group, Inc.

Stuck between work meetings and a 2 PM closing across town? Florida buyers no longer have to choose. Remote Online Notarization (RON) lets you close on your home during your lunch break: no traffic, no stress. At EZ Funding Group, Inc., we're seeing more buyers across Miami-Dade, Broward, Orange, Hillsborough, and Duval Counties choose digital closings, and 78% say they'd never go back to in-person.

What Is Remote Online Notarization (RON)?

Remote Online Notarization allows you to sign mortgage documents electronically with a licensed notary via secure video call. RON uses 256-bit encryption and multi-factor identity verification to protect your transaction. The notary witnesses your signatures in real time, and everything is stored in a permanent digital audit trail. Legal in Florida since 2019, RON is now recognized nationwide for mortgage transactions.

How a Digital Closing Works

Here's the entire process from start to finish:

Step 1: Schedule (48 hours before). Your closing coordinator sends a secure link and schedules a time that works for you.

Step 2: Review Documents (24 hours before). Preview your closing documents with time to ask questions. No more scrambling to read fine print at the closing table.

Step 3: Verify Identity (5 minutes). Upload your license and answer knowledge-based authentication questions.

Step 4: Video Notary (30 to 45 minutes). A licensed notary joins your video call, verifies your identity, and walks you through each signature.

Step 5: Done! Keys are usually available within hours, sometimes same-day.

Why Florida Buyers Love Digital Closings

Save Time: Close in 30 to 45 minutes versus 2 to 3 hours for traditional closings. Miami professionals close between meetings. Orlando buyers avoid I-4 traffic. Tampa investors manage properties remotely.

Close from Anywhere: Buying in Jacksonville while living in Atlanta? One of our military buyers closed from overseas while relocating to Tampa.

Review First: Preview documents 24 to 48 hours early. Ask questions before you sign, not during.

Real story: Last month, a Miami couple closed at 8 PM on a Thursday. He was on a business trip in Atlanta; she was home in Kendall. They both logged in remotely, signed in 35 minutes, and had keys the next morning.

Security & Common Questions

Is it secure? Yes. Digital closings use bank-level 256-bit encryption, knowledge-based identity authentication, live notary verification, and encrypted video recordings stored for 10 years. They actually reduce fraud risk compared to in-person closings.

Do all lenders offer this? Not yet, but EZ Funding Group does. We'll let you know upfront if digital closing is available for your transaction.

What do I need? A computer, tablet, or smartphone with camera, microphone, and stable internet connection. Most buyers use a laptop or iPad.

Ready to Experience the Easiest Closing of Your Life?

• Buying soon? Start your pre-approval and we'll walk you through the process.

• Just exploring? Schedule a 15-minute call and we'll answer your questions.

• Want to see all your options? Explore our Florida loan programs

If you're thinking about buying or refinancing in Florida, reach out today to explore your best options, including the convenience of closing from anywhere.

EZ Funding Group, Inc. NMLS #349022 | Jaime Charouf NMLS #348964 | Equal Housing Lender

Serving Jacksonville, Orlando, Tampa, Miami, and all of Florida: EZ Funding Group, Inc. helps first-time buyers and homeowners find smarter mortgage solutions.